Washington Savings Bank

Washington Savings Bank



About Us

In 1883, a group of men got together, to establish an organization whose primary purpose was to help its members purchase homes. The first organizational meeting was held on August 27, 1883 in the German Base Ball Club and Entertaining Society Hall in Effingham. The Association charter was issued by the Illinois Secretary of State on September 4, 1883.

The association prospered during its early years, and its meeting place was the German Base Ball Club and Entertaining Society Hall located in the Register Building. It later moved to the second floor in the Opera House Block. In December 1928 it purchased land at the northwest corner of Jefferson and 5th streets and built its own office building. Due to its continued prosperity, in 1971 the association built its present office on the northeast corner of Fayette Avenue and Banker Street. The present location underwent an expansion and complete remodeling in 1999-2000. The Effingham Keller Branch was acquired from Centrue Bank was acquired in June, 2010. On September 30, 2015, First Federal Savings and Loan of Mattoon was merged into Washington Savings Bank.

Today Washington Savings Bank is the second oldest bank and largest home lender in Effingham County with 3 locations. Still true to our original charter, we earn your trust the old-fashioned way … through our personal service backed by financial strength.


200 S. Banker Street | Effingham
1300 N Keller Dr. | Effingham
1111 Charleston Ave. | Mattoon

Rep/Contact Info

Sandra Bernhard
Elaine Buehnerkemper
David Doedtman
Ryan Fearday
Claude Hudson
Randy Jones
Rodney Murbarger